Construction Loan Financing and Refinancing up to $50,000,000

Loan Product Highlight: 
REFINANCE 
The kind that fits just for you.
Let’s get to the good stuff:

Up to 80% LTV – Rate & Term or Cash Out

No seasoning required on Cash Out

Cross-collateralization available

No DTI, no W-2s, no tax returns

Interest-only options

Interest-only options

600 minimum FICO for Bridge Loan refinance

660 minimum FICO for Rental Loan refinance

Loans from $75K to $5MM



 

Your Trusted Mortgage Partner

At Rategooroo, we empower individuals to achieve their dream of homeownership through tailored mortgage solutions that fit your unique financial needs.

About Us: 
We are committed loan professionals focused on delivering competitive loan solutions and rates. Our mission is to help you reach your financial objectives with our expertise and integrity.

Close-end Second / HELOC

  1. Instant AVMs on loan amounts up to $400k
  2. 3 Products: Fixed-rate HELOC (FIXLINE), variable-rate HELOC, & fixed-rate HELOAN
  3. We lend on condos, second homes, and investment properties
  4. No LLPAs on condos or second homes.
  5. No Condo Questionnaires needed.
  6. No seasoning requirements after purchase to cash out

2k

Happy Clients

1.5k

Mortgages Closed

24

Years of Experience

Personalized Mortgage Solutions

We design mortgage solutions tailored to your individual needs and financial situation.

Expert Guidance

Our experienced team helps you navigate the mortgage process with ease and confidence.

Competitive Rates

We offer competitive interest rates to help you save money and achieve your homeownership goals.

Customer-Centric Service

Our commitment is to provide top-notch service that always puts your needs first.

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Get in Touch with Rategooroo.com

At Rategooroo.com, we pride ourselves on our professional approach to mortgage lending. Whether you have inquiries about our services or need assistance with your mortgage application, our dedicated team in Vallejo, USA, is here to help. We believe communication is key to ensuring you find the perfect mortgage solution that meets your needs. Reach out to us today by filling out the contact form below, or call us directly. Experience the difference with our professional mortgage lending services.

©Copyright. All rights reserved.

Obsidian Financial Services (NMLS# 1425046, 60DBO-49296) is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Applicants are subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of the application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors.

Obsidian Financial Services

Corporate Address:
2351 West Eau Gallie Blvd, Suite 2
Melbourne, FL 32935

415-297-5900

Company NMLS: 1425046

NMLS: 1498763

Copyright © Obsidian Financial Services 

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